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will be some differences
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among the
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Customers:
- Small establishment fee based on credit limit, which zipMoney will confirm at time of application and contract.
- $4.95 monthly account fee while there is an outstanding balance.
- Limit of $1,000 - $20,000 (subject to credit check and depending on what is offered by the merchant).
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- Merchants pay a flat % fee per transaction.
- No setup fees, no monthly charges.
- Merchant service fee varies depending on trading volume and the length of the interest-free period .offered (for example, offering 6 months interest-free costs you less than offering 12 months).
- Minimum annual turnover of $500,000.
- Minimum trading history of 12 months.
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Customers:
- Monthly account fee of $5 accrues if there is money owing at the start of the month.
- Limit of either $250, $500, or $1,000 per customer (determined by zipPay).
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- Merchants pay a flat (%) fee per transaction.
- No setup fees, no monthly charges.
- Merchant service fee varies depending on trading volume (contact zipPay for further details).
- No lock-in contracts.
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Customers:
- No fees are charged to shoppers, aside from late fees for missed repayments.
- No set credit limit. The amount a customer can spend is increased over time by Afterpay, once successful repayments have been demonstrated.
Merchants:
- Merchants pay a fee (4-6%) per transaction.
- The percentage is set by Afterpay and is based on order volume and value. The more you sell through Afterpay, at increased value, the lower your % fee will be.
What it looks like
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Enable the feature
The Buy Now, Pay Later feature must be enabled in the CMS before you can commence set-up. You must also ensure your site is running the correct version for the payment option you're interested in.
- zipMoney - version 3.99+
- zipPay - version 3.99+
- Afterpay - version 3.95+
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Configure the settings
Once the feature is enabled, you can configure the settings. You'll need an account with your chosen payment provider, so be sure to have your account information handy, specifically your Merchant IDs, public and secret keys.
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About Overrides
You can override any of the feature settings (except event logging) based on the user's role.
For example, you may wish to display the zipPay info content on the Product Detail page for B2C users, but not B2B. In this case, you could set an override.
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options. Consult with the Buy Now Pay Later providers for more information.
NOTE - PayPal Pay in 4 is available for your site with Braintree Payments.
What it looks like
Depending on your site's configurations, potential buyers will be presented with a Buy Now, Pay Later option with information about instalments and a link to learn more in the Product Detail page, Cart page and as payment during checkout.
Additional Information
Set-up Guides
- Zip (version 3.99+, 4.23)
- Afterpay (version 4.08+)
- Openpay (version 4.04+)
- Payright (version 4.24+
- Pay in 4(version 4.31+)
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Minimum Version Requirements |
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Self Configurable |
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B2B/B2C/Both |
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Related help
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