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Vaulting is the term Braintree Payments uses to refer to saving a payment for future use or repeated charges, e.g., for subscriptions. You might have heard of this under other names such as tokenisation. Braintree Payments can vault credit cards and PayPal accounts that have been used successfully to pay for a purchase. Whether or not a a payment is vaulted depends on the default settings for your site, and User preference, if the decision is given to them. Vaulted payments are securely maintained by Braintree via tokens. You can access a User's vaulted payments in your Braintree account. In your Braintree account, the default option is not to vault cards that have not passed validity and fraud checks. However, you can opt to vault such cards if you wish.
For your customers, the benefit of vaulting a payment is it's always ready to use. Users do not have to re-enter payment details each time. All a User has to do is select a vaulted payment option and click Process Payment. For your business, saved payments may increase rates of completion (fewer instances of 'abandoned carts') since a vaulted payment represents fewer steps to completion.
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