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Note: Commerce Vision provides integration services between your website and the Braintree gateway. Please confirm business suitability, claims, etc. The features listed below are provided to allow you to make a first survey of Braintree compatibility etc...
| Feature | How it works | Credit Card transaction |
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Zip currently offers two products, zipMoney and zipPay.| Payment types accepted | - Credit cards, including Visa, Mastercard, American Express
- Paypal
- Apply Pay, Google Pay
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| Security | - zipMoney is a line of credit for larger purchases, generally valuing $1,000 or more.
- Customers enjoy a guaranteed 3 months interest-free period for all purchases, but the interest-free period may be extended up to 36 months by some retailers. (The interest-free period can vary by merchant and is confirmed with the user at the time of their purchase.)
- zipMoney repayments start from as little as $40/month, but are dependant on the credit limit. Repayments can be made monthly, fortnightly, or weekly. Customers can also made additional repayments at any time.
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| Fraud Prevention | - Fraud Protection (standard/advanced)
- Kount Custom (fee payable)
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Afterpay
| - Afterpay offers fee-free, interest-free credit for purchases
- Instant approval
- Repayments are made over 4 equal, fortnightly installments
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| Openpay | - Openpay allows customers to shop now and customise repayments to suit their schedule. There a various terms available (e.g. 6, 12, 18 months).
- Approval is subject to applicants already possessing either a Visa or Mastercard. Openpay reserve the right to run a credit check, which the applicant must consent to.
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| Fraud protection |
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