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Vaulting is the term Braintree Payments uses to refer to saving a payment for future use or repeated charges, . It is beneficial for such scenarios as:
- faster payments for repeat customers
- subscriptions
- recurring billing (e.g.
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- automatic top-up or usage based charges).
You might have heard of this vaulting under other names such as tokenisation. Braintree Payments can vault credit cards and PayPal accounts that have been used successfully to pay for a purchase. Whether or not a payment is vaulted depends on the default settings for your site, and User preference, if the decision is given to them. Vaulted payments are securely maintained by Braintree via tokens. You can access a User's vaulted payments in your Braintree account. In your Braintree account, the default option is not to vault cards that have not passed validity and fraud checks. However, you can opt to vault such cards if you wish.
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