Credit Card Settings

Braintree Payments is currently set up to accept Visa, Mastercard and American Express. Specific settings are not required for each credit card type as that is managed by Braintree. You can decide whether the following vaulting options occur or not at checkout:

• automatically vault (save) a credit card for future purchases when it is first used successfully, and
• allow the User to override the default setting. 

1. Enable Credit Card - toggle ON to offer payment by credit card on your site. When enabled, in the Payments panel during checkout, 'Pay with card' displays as an option, and the logos of the credit cards currently accepted are automatically listed. 
   
2. Allow Vault Credit Card and Allow Vault Credit Card Override work together to determine the default vaulting setting and whether Users are permitted to override it.

• 1. Allow Vault Credit Card sets the default vaulting option when a credit card is used successfully. Toggle ON to vault a card by default.

  2. Allow Vault Credit Card Override allows the User to override the default option set in Allow Vault Credit Card. If toggled ON, a Save card checkbox is displayed for the User to override the default. Whether the checkbox is preselected or not depends on the default settings. 
     
     This table summarises the four possible vaulting configurations:

     	Allow Vault Credit Card
     Allow Vault Credit Card Override	ON	OFF
     ON	Default vaulting: yes Checkbox: displayed, not ticked A card will be vaulted by default unless the User unticks the checkbox.	Default vaulting: no Checkbox: displayed, ticked A card will not be vaulted by default unless the User ticks the checkbox.
     OFF	Default vaulting: yes Checkbox: not displayed A card will be vaulted by default. The User cannot override this.	Default vaulting: no Checkbox: not displayed A card will be not be vaulted. The User cannot override this.

     
     

  3. Require Credit Card Holder Name - toggle ON if you want the cardholder's name to be entered during the payment process. TIP - If this setting is OFF, the Cardholder Name in the transaction record in your Braintree account will be left blank.   
     
     
     
  4. To save your settings, click Save.

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