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Multiexcerpt
MultiExcerptNameFeature Overview

Payright is a Buy Now, Pay Later option that is supported on the Customer Self Service eCommerce Platform (versions 4.24+). Your customers can get their goods now, and pay for them over time in manageable installmentsinstalments negotiated with Payright.

Configuring Payright for your website is quick and easy, provided you have already established a merchant account with Payright. For further information, see our comparison page or visit the Payright website.

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Info
titlePrerequisite alert!

Before you can begin offering Payright to your customers, your website must be running version 4.24+, and you'll need a merchant account with Payright. Contact Commerce Vision if you'd like to request a version upgrade for your site.


Step-by-step guide

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1. Enable and configure Payright

  1. Before you start, have your Payright account credentials handy.

  2. In the CMS, navigate to Settings → Feature Management → Payment & Checkout

  3. Ensure Buy Now, Pay Later is toggled on, then click Configure.


  4. In the 'Buy Now, Pay Later' screen, click on the 'Payright' tab.
    Image RemovedImage Added 

  5. To switch on Payright for your site, toggle on Payright Enabled.
    Image Added

  6. In Mode, select 'Sandbox' if you are setting up Payright on your testing site (Stage), or 'Production' for your 'Live' site.



  7. Payright Activate Plan Immediately allows you to set when the user's Payright plan starts. Ensure the toggle is OFF for the Payright plan to be activated only when the order is shipped. If ON, the plan will be activated immediately after the order is placed. Note - 'OFF' is recommended by Payright. 

  8. Enter your Settings and integration credentials provided by Payright in either 'Production Settings' or 'Sandbox Settings' depending on whether your site is Live or Stage.
    Set the following options: 

    • New Loan URL
    • API Base URL
    • Client ID 
    • Client Secret
    • API User Name
    • API Password
    • Merchant User Name
    • Merchant Password

  9. Once you have finished entered the Settings, click Test Settings. A popup message telling informs you whether the settings are correct or not will appear. Continue if you see the Success message:
     


  10. Once all settings have been configured and tested, scroll back to the top and click Save.

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Options about where Payright branding is displayed appears on your site and setting which Payright messages are triggered (depending on minimum and maximum order amounts for payment by Payright on your website values set) are configured in the Display Options section of the Payright Settings screen.

Note

Minimum and maximum amounts set here are specific to your business requirements and . They only act as limits for determining Payright display messages and payment options for your websitewhether Payright is offered as a payment option for that particular order. The Payright product has its own minimum and maximum limits and you . You should consult and  confirm with Payright before setting these limits for your site.     

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  1. In Min. Price of Products to Show Content, enter the minimum amount before Payright branding informing the user they can use it as a payment option is displayed:


    Notice if a product is less than this amount, the Payright branding is accompanied by this message:
     

  2. In Max. Price of Products to Show Content, enter the maximum amount your site allows for Payright payments. If a product is over this amount, the accompanying message is displayed:


  3. In Min. Order Total to be Available, enter the minimum amount before your website will allow Payright to be used as payment. If an order is below this amount, the user will see this message when they click on the Payright tab during checkout: 
  4. In Max. Order Total to be Available, enter the maximum amount your website allows Payright to be used as payment. If an order is above this amount, the user will see this message under the Payright tab during checkout: 
     

  5. In Deposit Percent, enter the percentage of the total order for the deposit to be paid. (Should this be removed? has no bearing on Payright payments) Note - the deposit amount the customer negotiates with Payright will overwrite this value.

  6. Toggle on Display Content in Product Detail if you want Payright branding to appear on the Product Detail page. 

  7. Toggle on Display Content in order and cart summary if you want Payright branding to display in the order and cart summary (as well as in Cart Hover):


  8. To save your settings, click Save or Save & Exit.

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When Payright has been configured correctly on for your website, Payright branding will be displayed on your site (which locations depend where depends on display settings) and Payright is offered as a payment option during the checkout process for valid order amounts. If the user with a valid order total selects Payright for payment, the system will connect to the Payright server and return a summary of the Payright loan. At this time, they can click the Pay with Payright button to be taken to Payright to complete the payment. 
    

After payment, the user is redirected to your website's Order Confirmation page. 

Additional Information


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MultiExcerptNameAdditional Info

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Minimum Version Requirements


Multiexcerpt
MultiExcerptNameMinimum Version Requirements

4.24.00


Prerequisites


Multiexcerpt
MultiExcerptNamePre reqs

Merchant account with Payright


Self Configurable


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MultiExcerptNameSelf Configurable

Yes


Business Function


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MultiExcerptNameBusiness Function

Marketing, Finance


BPD Only?


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MultiExcerptNameBPD Only

Yes


B2B/B2C/Both


Multiexcerpt
MultiExcerptNameB2B/B2C/Both

Both


Ballpark Hours From CV (if opting for CV to complete self config component)


Multiexcerpt
MultiExcerptNameBallpark Hours From CV (if opting for CV to complete self config component)

Contact Commerce Vision


Ballpark Hours From CV (in addition to any self config required)


Multiexcerpt
MultiExcerptNameBallpark Hours From CV (in addition to any self config required)

Contact Commerce Vision


Third Party Costs


Multiexcerpt
MultiExcerptNameThird Party Costs

Refer to Payright's T&Cs


CMS Category


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MultiExcerptNameCMS Category

Payments



Related help

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