Buy Now, Pay Later - zipPay & zipMoney

Overview

zipPay and zipMoney are popular Buy Now, Pay Later options that Commerce Vision supports for BPD. Your customers can get their goods now, and pay for them over time in manageable installments.

Configuring zipPay / zipMoney for your website is quick and easy, provided you have already established a merchant account with zip. For further information see our comparison page, or visit zip at https://zip.co/.

Step-by-step guide

1. Contact your Zip Account Manager and ensure the webhook URL has been set up for your site (see info box above). Without this, orders will not integrate to your ERP.
   Do not proceed to step 2 until you have the webhook and confirmation that it's ready to use. 
   
   
2. Gather your zip account credentials (i.e. your base and handover URLs and Authorisation Token).
   
   
3. In the CMS, navigate to Settings → Feature Management. 
   
   
4. Search for Buy Now, Pay Later, or select the Payment & Checkout tab.
   
   
   
   
5. Click 'Configure' on the Buy Now, Pay Later feature.  (If no Configure option is visible, click the 'Contact to Enable' button and our support team will be notified of your request.)
   
   
6. In the Provider Selection section, select either zipPay or zipMoney from the dropdown. At the time of writing, it is only possible to offer one or the other; not both.
    
   
   
7. Select the API Version to be used for your site. 
   
   
8. Set the Mode based on whether you're configuring zip for your Live site (Production), or Stage site (Sandbox).  
   
   
   

9. Enter your Merchant IDs and Keys in the relevant fields (Production or Sandbox, depending on which of your sites you're configuring).  You can find these in your Zip Dashboard under Integration Details on the Settings menu: 
   
   
   

   • Zip Merchant Unique ID = Public Key 

   • Zip Legacy API Key = Secret Key
     
     
     
     

10. Set the following options: 

    • Event Logging - toggle this ON (recommended)

    • Auto-Integrate Pending Orders (zipMoney only) - integrates orders to the ERP prior to receiving a response from the payment provider.
      
      
      

11. Display Content in Product Detail - toggle on to show the zip logo & info on the product detail page, which launches a pop-up explaining the details of the payment option.
    
    
    
    
    
12. Disable Further Checkout Attempts with Provider for an Order if Declined - toggle on / off as required. 
    
    
    
13. Set the Display Options as you require:
    • Min Price of Products to Show Content - the value of a product must meet this minimum in order for zip content to show on the detail page.
    • Max Price of Products to Show Content - the value of a product must not exceed this maximum in order for zip content to show on the detail page.
    • Min Order Total to be Available - the order total must meet this minimum in order for the customer to checkout with zip.
    • Max Order Total to be Available - the order total must not exceed this maximum in order for the customer to checkout with zip.
      
      
      
      
14. Once all settings have been configured and you're ready to go, scroll back to the top and Save.

About Overrides

You can override any of the feature settings based on the user's role.

For example, you may wish to display the zip info box on the Product Detail page for B2C users, but not for B2B. In this case, you could set an override. 

1. Select the 'Overrides' icon next to the setting you want to customise.
   
2.  A popup will open, with your current Global setting displayed at the bottom. Click Add Override Setting in the Role Overrides section. 
   
3. Enter the role name into the lookup and select the role from the options presented. 
   
4. Set the role override value for this setting. 
   
5. Repeat steps 2-4 if you wish to override the global behaviour for other roles. 
   
   
6. Click Confirm to close the window. 
   
   
7. Don't forget to click Save on the feature settings page to save your changes!

Additional Information