Overview
Pay in 4 (Pay Later) is PayPal's Buy Now, Pay Later payment option. Whether The Pay in 4 is available for a specific purchase is determined by PayPal. If offered (subject to PayPal's terms and conditions), it will be listed as a payment option once a customer has signed into their PayPal account.
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NOTE - If your site is using the Braintree Payments gateway to process PayPal transactions and vaulting is on, Pay in 4 will not be available for logged in customers at checkout. It will still be offered if the user selects PayPal via PayPal Express. Pay in 4 is always available for guest users as vaulting is not applicable.
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Pay in 4 Express button
For sites using the Braintree Payments gateway, you can add a Pay in 4 button to either or both the Product Detail and Cart pages. The button lets customers log into Pay in 4 and complete the order in one click rather than going through the checkout process. Express Pay in 4 is not affected if vaulting is on.
| Product Detail page (desktop view) | Product Detail page (mobile view) | Cart |
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When the user selects the Pay in 4 button, they are prompted to log into their PayPal account. Once logged in, the calculated Pay in 4 instalments and payment dates are displayed. The user can continue with this payment option or close the popup and select another payment option.
To add and enable Pay in 4 as a PayPal Express option, see: Braintree PayPal settings. |
Add Pay in 4 messaging on your website
For sites using the Braintree gateway, Pay in 4 messaging can be added to any page.
There are two messaging versions:
generic -
This displays a general promotional message about Pay in 4. It is suitable and available for any relevant page. Just add the PayPal Pay Later Generic Summary Widget in the desired zone of a page. For instance, you might want to alert customers that Pay in 4 is available by adding it to the Home Page. with calculated instalment -
This includes the specific instalment amount calculated from the product price (Product Detail page) or customer's cart total (Cart page and Cart Summary popup). The message is automatically enabled in the widget so it will display by default if Braintree PayPal Express is on. It can be disabled in the widget.
Generic message | Message with instalment amount based on cart total |
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Edit messaging
The Pay in 4 message can be added/enabled and edited for these pages:
- Generic message on any page - PayPal Pay Later Generic Summary Widget
- Generic message on Braintree tab in Checkout page - Checkout Payment Options Widget
- Generic message on Product List page - PayPal Pay Later Category Summary Widget
Product Detail page - Product Purchase Detail Widget
Cart Summary popup - Cart Summary Widget
Cart page (Cart Order Summary page) - Cart Order Summary Totals Widget
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Minimum Version Requirements |
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Prerequisites |
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Self Configurable |
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Business Function |
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BPD Only? |
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B2B/B2C/Both |
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Third Party Costs |
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