Pay in 4 Info

Overview

Pay in 4 (Pay Later) is PayPal's Buy Now, Pay Later payment option. Whether The Pay in 4 is available for a specific purchase is determined by PayPal. If offered (subject to PayPal's terms and conditions), it will be listed as a payment option once a customer has signed into their PayPal account. 


Pay Later (Pay in 4) offered as payment optionPay in 4 not offered



NOTE -
If your site is using the Braintree Payments gateway to process PayPal transactions and vaulting is on, Pay in 4 will not be available for logged in customers at checkout. It will still be offered if the user selects PayPal via PayPal Express. Pay in 4 is always available for guest users as vaulting is not applicable. 

On this page:


Pay in 4 Express button

For sites using the Braintree Payments gateway, you can add a Pay in 4 button to either or both the Product Detail and Cart pages. The button lets customers log into Pay in 4 and complete the order in one click rather than going through the checkout process. Express Pay in 4 is not affected if vaulting is on.

Product Detail page (desktop view)Product Detail page (mobile view) Cart


When the user selects the Pay in 4 button, they are prompted to log into their PayPal account. Once logged in, the calculated Pay in 4 instalments and payment dates are displayed. The user can continue with this payment option or close the popup and select another payment option. 

               

To add and enable Pay in 4 as a PayPal Express option, see: Braintree PayPal settings


Add Pay in 4 messaging on your website

For sites using the Braintree gateway, Pay in 4 messaging can be added to any page.

There are two messaging versions:

  • generic - This displays a general promotional message about Pay in 4. It is suitable and available for any relevant page. Just add the PayPal Pay Later Generic Summary Widget in the desired zone of a page. For instance, you might want to alert customers that Pay in 4 is available by adding it to the Home Page. 

  • with calculated instalment - This includes the specific instalment amount calculated from the product price (Product Detail page) or customer's cart total (Cart page and Cart Summary popup). The message is automatically enabled in the widget so it will display by default if Braintree PayPal Express is on. It can be disabled in the widget. 


Generic message

Message with instalment amount based on cart total

Edit messaging

The Pay in 4 message can be added/enabled and edited for these pages:


To customise the messaging style, in the widget:

  1. Click Edit next to PayPal Pay Later Messaging Options.  

    NOTE - To access PayPal Pay Later Messaging Options in widgets with the calculated payment messaging or in the Checkout Payment Options Widget, select the Braintree tab.




  2. In the Name dropdown, select the option to customise.


  3. In Value, select the value for the option.

  4. Click Add.

  5. Repeat steps 2-4 for each option you want to set.

  6. To save, click Apply.


Messaging Customisation Options

Layout

data-pp-style-layout

Sets the messaging as text only or in a banner

Default: text

 

Option: Flex - displays a flexible display banner 

NOTE - If the Layout attribute is not added, 'text' will default.

The text layout is ideal for placement under product and cart prices. The flexible display banner is ideal for placement above the fold on your home and product category pages. It is designed to be eye-catching.

Logo type

data-pp-style-logo-type

Sets the logo type.

Default: primary

Options: alternative, inline, none

Logo position

data-pp-style-logo-position

Sets the position of the PayPal logo in the message

Default: left

Options: right, top

Text colour

data-pp-style-text-color

Sets the text and logo colour of the message.

Default: black

Options: white, monochrome, grayscale

Text size

data-pp-style-text-size

Sets the size of the message text.

Default: 12

Options: 10, 11, 13, 14, 15, 16

Text align

data-pp-style-text-align

Sets the direction the text aligns for text layout messages.  

Default: left

Options: centre, right

Banner Colour

data-pp-style-colour

Sets the banner colour (layout: flex)

Default: Blue - blue background, white text, white logo 

OptionsBlack - black background, white text, white logo

White - white background with blue text, coloured logo and blue border

Gray - gray background, blue text, coloured logo

Monochrome - white background, black text, black logo 

Grayscale - white background, black text, grayscale logo 


Banner Style Ratio

data-pp-style-ratio

Sets the shape and size of the banner message (layout: flex)

Default: Ratio 1x1. Flexes between 120px and 300px wide. 

Options:

Ratio 1x4. 160px wide.

Ratio 8x1. Flexes between 250px and 768px wide.

Ratio 20x1. Flexes between 250px and 1169px wide.


  1. To hide the PayPal Pay in 4 message, toggle ON Force Hide Pay Later Message. 

    Why would I want to hide the messaging?
    This messaging is not controlled by where the Pay in 4 button is located. It simply displays after the Express buttons. So it may not display where you would like it to be. You can always add Pay in 4 messaging where you want it by adding the PayPal Pay Later Generic Summary Widget on any page or template.
     
  2. To save changes, Click Save.


Additional Information 


Minimum Version Requirements


4.31

Prerequisites


Braintree Account, PayPal account

Self Configurable


Yes

Business Function


Payment Types

BPD Only?


Yes

B2B/B2C/Both


Both

Third Party Costs

Fees apply

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